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Frerk Insurance Services is an independent agency offering a variety of different insurance services from major carriers.  We're here to take the mystery and confusion out of insurance and help you find coverage that best suits your needs, happy to help you out.  Thank you for stopping by the website, check out the News Letter and let us know how we can be of service to you.

July 19, 2019

Finally they get one right.

The House shows unity in repealing the Cadillac Tax.

(CNN)There's not much about Obamacare that Democrats and Republicans agree on.

But getting rid of the Cadillac tax is one of the rare points of unity.

House lawmakers came together Wednesday to repeal the provision that levies a tax on high-cost health insurance plans by a vote of 419 to 6. The bill has more than 360 bipartisan cosponsors, while the Senate version has more than 40....

March 18, 2019

Should your 23andMe results make your insurance costs spike

Jacob Ogleson's story on a current issue, interesting.

Should your 23andMe results make your insurance costs spike?
Lawmakers consider blocking insurers from soliciting test results.
Jacob Ogleson / FLAPOL

Sen. Aaron Bean, a Fernandina Beach Republican, introduced a bill (SB 258) this session that will stop life and long-term care insurers from yanking, lifting or flat-out denying coverage based on genetic test results.

“What we want to prevent is [genetic] information being used to your detriment,” Bean argued at the time.

As personalized medicine grows, many health leaders want to see more tests done to inform medical professionals treating patients.

Protections against genetic discrimination enjoy support from the American Medical Association. But his efforts in the past met resistance from insurers.

Lobbyists for the industry argue that with the growth in private genetic testing services, patients will frequently know more about their medical status before buying insurance. Likely, many will leave insurers in the dark about pre-existing risks.

The debate comes as testing companies increasingly market their abilities to provide clients with valuable health information.

December 07, 2018

4 Health Care Trends to Look for in 2019

4 Health Care Trends to Look for in 2019

Health care is constantly evolving and innovating — a fact that can either overwhelm or energize small business owners. With 2019 just around the corner, let’s take a look at the four health care trends you’re likely to see in the coming year.

1. Value-Based Care Is Set to Replace the Fee-for-Service Model 

While health care isn’t due to get cheaper overall, the transition fr...

October 22, 2018

Illness is unaffordable, even if you have health Insurance.

Illness is unaffordable, even with insurance

A serious illness will often wipe out your life savings even if you have health insurance. That's the sobering conclusion from a new national survey of people who have had to rely on the health care system intensively.   ....

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